O’Neil Nissan · Finance & trade

Your next vehicle.
Your numbers.

Explore payments, bring your trade into the picture, and find the right way to move forward.

Calculate a payment

Your numbers are kept in this browser tab for up to 24 hours. They are not sent to the dealership.

Enter the total amount you would finance after taxes, fees, down payment and trade equity.

Amount to finance ($)Term (months)Annual interest rate (%)

Enter all three values to see the result. You can enter 0%.

Hypothetical fixed-rate monthly calculation, not a quote or credit approval. No current lender rate is supplied. APR may differ from the interest rate. Listed price alone excludes taxes and fees. Compare loan costs.

EXPLORE THE MATH

Hypothetical lease and finance estimates

Enter every assumption, including zero where appropriate. These calculations are not included in your saved decision plan.

Your assumptions are kept in this browser tab for up to 24 hours. They are not sent to the dealership.

Hypothetical vehicle price ($)Fees included in both structures ($)Exclude fees paid separately. Include them yourself when comparing cash paid.Cash contribution ($)Capitalized-cost reduction for lease; finance down payment.Assumed trade value ($)An assumption, not an appraisal.Trade loan payoff ($)Total finance tax amount ($)Enter an amount; local tax rules and trade credits are not calculated.Finance term (months)Annual finance interest rate (%)Fixed nominal interest rate; APR can differ when lender fees apply.Lease term (months)Lease residual amount ($)Enter the lender residual. We do not infer it from MSRP.Lease money factorEnter the lender factor, for example 0.002. No current program is supplied.Lease tax included in capitalized cost ($)Lease tax added to each payment ($)Use your verified tax assumption. Avoid counting the same tax twice.

Complete all assumptions to see estimates. No price, interest rate, residual, tax or trade value is prefilled.

Planning math only. Finance assumes fixed-rate monthly amortization; lender APR, payment dates and fees may change the result. Lease assumes a closed-end lease, first payment at signing, fees and upfront tax entered above included in capitalized cost, and a constant monthly tax amount. Cash totals include the first lease payment once. They exclude trade equity, separate upfront charges, deposits, insurance, maintenance, lease-end fees, mileage/wear charges and buyout. Different terms and ownership outcomes prevent these totals from establishing which option is cheaper. Availability, appraisal, credit eligibility and actual programs require dealership and lender verification.

Learn more: CFPB loan comparisons · Federal Reserve lease rent calculation.

Your next vehicle.
Your numbers.

Calculate a payment

A lease starts with the right vehicle.

Hypothetical lease and finance estimates

Questions before you visit?